Welcome to Indi.
The Independent Mortgage Company.

Got a mortgage?

Want a better one?

Your Indi floating rate

5.19

%

Average big bank floating rate

6.46

%

Your Indifloating rate

5.19

%

Avg. big bankfloating rate

6.46

%

Finally, a digital lender independent of the big banks, with a low floating rate mortgage you'll love!

Calculate your savings. Right here. Right now.

Our floating rate is lower than the average Big Bank rate because we cut out the Big Bank fat. We focus on the essentials without the excess.

How Indi works

Your Big Bank rate pays for Big Bank offices, people and marketing. We're independent, streamlined and fully digital so we don't have those costs. Which means we can happily pass better rates straight to you.

5.19

%
Your savings with Indi
Indi's profit
Indi's costs
Market rate

Big banks

6.46

%
Big bank's profit
Big bank's costs
Market rate

Switching is easy

Speedy digital approval. Tick.

We'll take care of the paperwork. Tick.

Sign up and save money. Double tick.

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Don't take our word for it

Mike

Wellington

Indi made refinancing so easy. They provided great service through every step without having to leave the comfort of my own home.

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Jess

Wellington

Indi is a refreshing experience. It's great dealing with a lender who sees you as a valued customer rather than just a number at a regular bank.

Show more

Richard

Woodside

Indi provides the perfect mortgage. Cheapest rate that drops as interest rates drop, plus flexibility to pay it down or borrow more when we need.

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Deborah

Richmond

Indi have provided a simple and seamless process for obtaining a mortgage. From the online application, the short turnaround for approval through to the well designed website that provides a user friendly experience.

Show more

Mike

Wellington

Indi made refinancing so easy. They provided great service through every step without having to leave the comfort of my own home.

Show more

Jess

Wellington

Indi is a refreshing experience. It's great dealing with a lender who sees you as a valued customer rather than just a number at a regular bank.

Show more

Richard

Woodside

Indi provides the perfect mortgage. Cheapest rate that drops as interest rates drop, plus flexibility to pay it down or borrow more when we need.

Show more

Deborah

Richmond

Indi have provided a simple and seamless process for obtaining a mortgage. From the online application, the short turnaround for approval through to the well designed website that provides a user friendly experience.

Show more